Property Taxes

Make payments through a pre-authorized debit (PAD) plan:

• PAD application form
• PAD cancellation form

Before you set up a pre-authorized payment plan:

• Please pay all taxes due.
• Please submit your application at least 10 days before your preferred withdrawal date.
• For all monthly pre-authorized tax payment plans, you will get one property tax bill in July.

Never miss a tax due date again, sign up for our Pre-Authorized Debit plans! The following are the available options:

1. 10-month plan: Property tax payments are withdrawn from your account on the first banking business day of each month from January to October. Applications received after September 20 will start in January, and it is the owner’s responsibility to pay their account in full.
2. Instalment Due-date Plan: Property tax payments are withdrawn from your account on each instalment due date; the final banking business day of February, April, July and September. Applications received after September 20 will start in January, and it is the owner’s responsibility to pay their account in full.
3. 12-month plan: Property tax payments are withdrawn from your account on the 15th day of each month from January to December. Applications received after September 20 will start in January, and it is the owner’s responsibility to pay their account in full.
4. Tax Reassessment & Arrears 12-Month plan: Property tax payments are withdrawn from your account on the first banking business of each month from January to December. This plan is for properties in arrears or properties anticipating additional assessment. Contact the Property Tax Dept 705-728-4784 ext.2300 or taxes@springwater.ca to arrange a monthly amount. On the first day of each month, penalty and interest charges will be applied to any outstanding balance in accordance with the Township’s policy. In addition, overdue notice fees, as outlined in the Township’s Fees and Charges By-law, will be applied where applicable. Once your tax account is paid in full, please contact the Finance Department to select a new Pre-Authorized Debit (PAD) option. You can choose any of our Monthly Payment Plans or the Instalment Due Date Plan.
5. Update banking information: This option is only for properties currently enrolled in an existing pre-authorized debit agreement directly with the Township of Springwater. 
6. Change Payment Plan: For property owners who are already on a Pre-Authorized Debit Plan that wish to switch to a different plan. Please submit your request at least 10 days before your preferred withdrawal date. If your selected effective date is within 10 days of the next scheduled withdrawal, the change will take effect after that withdrawal is processed.

• At your bank:
  • Telebanking (requires 19-digit roll number)
  • Internet banking (requires 19-digit roll number)
  • Direct payment (provide your tax bill)

• By mail to the Municipal Office (cheques only) *Please make cheques payable to "The Township of Springwater"

• In person during operating hours by cash, cheque (please make cheques payable to "The Township of Springwater") and debit (after-hours drop box available)

MPAC determines your assessed value. If you haven't received your notice of supplementary assessment value from MPAC, you can use the purchase price as a guide to set aside funds in anticipation of receiving a supplementary or omitted tax bill. As an estimate, multiply the purchase price (or supplementary assessment value) by the applicable year's tax rate.

Tax certificate fees and response times are:

• Regular $50 – within 10 business days from receipt of request and payment
• Rush $105 – within 2 business days from receipt of request and payment

The OSHPTG is an annual payment available to Ontario senior homeowners who pay property taxes and have low or moderate incomes. Seniors must apply for this grant each year when they file their income tax and benefit return. It provides tax relief to eligible seniors who own and occupy their principal residence.

For more details, visit the Canada Revenue Agency’s OSHPTG Questions and Answers page.

The OEPTC assists low- to moderate-income Ontario residents with the sales tax on energy costs and property taxes. It is part of the Ontario trillium benefit (OTB) payment, usually issued monthly. This will need to be filed with your income tax return yearly.

To view information on the Ontario Senior Homeowners' Property Tax Grant (OSHPTG) visit the questions Questions and Answers section by visiting Canada.ca

For more details, visit the Revenue Agency’s OEPTC Questions and Answers page.

All property owners are obligated to pay taxes to the Township of Springwater. Tax bills are issued to cover the costs of Town, OPP, County, and Educational services. Property owners must pay tax even if they don't use all the services provided. The Town issues two tax bills each year – an Interim Tax Bill and a Final Tax Bill.

The Interim Tax Bill, issued annually at the beginning of January, is for the first half of the year’s taxes. The amount levied is based on 50% of the property taxes for the previous year. Interim Tax Bills have two installment dates and show any outstanding or credit balance at the time of billing. They are payable on the last business day of February and April.

A mailing address can be updated upon written request from the registered owner, power of attorney, or estate trustee. Requests can be submitted through the Change of Address online form, by email to the Finance Department, or by regular mail to the Administration Centre.

To change ownership information, please contact the Land Registry Office at 705-725-7232.

Registered land transfers can be emailed to the Finance Department.

To receive a copy of a property tax bill, or a statement of account, you must be the registered owner, power of attorney, or estate trustee. To receive this information via email, a request can be submitted through the Property Tax Documentation online form.

The following fees are associated with property tax services:

• Non-sufficient funds (NSF) charge $20
• Copy of tax bill $15
• Statement of account $15

For a full list of Township fees and charges, please visit the Fees and Charges page.

The Township calculates your tax bill by multiplying your property assessment value by the tax rate, and adding the policing services charge. If you don't agree with the value of your property assessment, contact MPAC at 1-866-296-6722 or visit MPAC online.

Tax rates:

• 2025
• 2024
• 2023
• 2022
• 2021
• 2020
• 2019
• 2018
• 2017
• 2016

Capping parameters:

• 2019
• 2018
• 2017
• 2016

If you disagree with your property assessment, file a Request for Reconsideration (RfR) with MPAC or appeal to the Assessment Review Board (ARB) by their deadline.